IMPS / NEFT / RTGS Switch

Uninterrupted fund transfers across every rail

From instant peer-to-peer transfers to high-value corporate settlements, our multi-rail fund transfer switch ensures your institution never misses a beat. Engineered for redundancy, speed, and audit-readiness across IMPS, NEFT, and RTGS channels.

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Why choose our platform

Enterprise-Grade UPI Switching Infrastructure

Our UPI Switch is built to deliver high-performance transaction processing for banks, fintech companies, and payment aggregators. It ensures seamless routing of transactions with faster response times and improved success rates. Designed with a scalable and secure architecture, the platform supports real-time processing, intelligent routing, and complete lifecycle management. From onboarding to settlement, every transaction is handled with precision while maintaining strict compliance with NPCI and RBI regulations across the ecosystem.

Seamless Integration

We enable integrated solutions across all major payment gateways.

Payment Consulting

We advise on gateway setup, integration, and emerging tech for your brand to propel.

Tech Stack Management

Our tech stack and APIs power-optimized payment solutions empower your business.

Financial Transactions

Our team handles your reconciliations, settlements, and bookkeeping.

Full-Spectrum Fund Transfer, Fully Covered

IMPS Processing

Create and manage Virtual Payment Addresses with real-time synchronization to NPCI systems, ensuring seamless onboarding and user lifecycle control.

NEFT Batch Handling

Manage NEFT scheduling, submission, acknowledgments, and returns with complete audit trails.

RTGS High-Value Transfers

Handle high-value RTGS transactions with precise settlement windows and real-time tracking.

BBPS Integration

Support Bharat Bill Payment System for utility, tax, insurance, and subscription-based payments.

Value that we deliver

Powering Growth in the Digital Payments Ecosystem

Our platform empowers financial institutions to scale their payment infrastructure with confidence. With real-time monitoring, seamless transaction handling, and robust dispute management, businesses can ensure smooth operations at every stage. Built to align with evolving regulatory standards, the system maintains full compliance with NPCI guidelines and RBI requirements, allowing organizations to operate securely while delivering fast and reliable payment experiences.

Automated Reconciliation and Reporting

Seamless Core Banking Integration

Secure and Scalable Operations

Leverage our advanced UPI switching solutions to streamline operations, improve success rates, and support scalable growth in a competitive ecosystem.

FaQs

A multi-rail switch is a unified middleware layer that connects your institution to multiple payment networks — IMPS, NEFT, and RTGS — through a single integration. It intelligently routes each transaction to the appropriate rail based on value, urgency, and availability, ensuring seamless and uninterrupted fund movement.

The switch is engineered with built-in failover mechanisms and redundant architecture, so if one channel faces downtime or congestion, transactions are automatically rerouted without any disruption to your operations or your customers.

Yes. The switch is fully compliant with RBI regulations and NPCI operational guidelines across all three rails. It maintains complete audit trails, real-time reconciliation, and reporting capabilities to meet regulatory requirements at every step.

Absolutely. The switch is designed for seamless core banking integration and supports standard APIs, making it compatible with most existing banking and fintech infrastructure with minimal implementation overhead.